The end of the year is approachingwithits joy, parties and entertainment, as well as the excesses in food, the planning of trips, gifts, etc., which may leadto excessive expenses. Here are some financial tips to enjoy these festivities without compromising the money of your fixed budget.1. Prepare a budget: consider this month’s holidays as a variable expense in your budget. 2. Plan with close family and friends to set a budget without you assuming all the costs of the party. 3. Pay your basic expensesbefore considering making another heavy expense so you can better enjoy the holidays that come. 4. Avoid using credit cards: the euphoria of celebrations may lead you to use it excessively.”Celebrating big does not mean investing amounts of money that jeopardize your monthly budget;it is possible to take care of finances and have fun with family and friends at the same time. The Intercultural Senior Center wishesa Merry Christmas and prosperous New Year 2019 to everyone. For more information about our programs please call (402) 444-6529 or (402) 933-2643 and ask for Anahi Reynoso Director of Social Services or Carolina Padilla Executive Director.

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